Legal Notice — Clovr Fintech, S.L.

1. Website Owner Information

Clovr Fintech, S.L. develops technological solutions related to digital assets and blockchain environments. It does not provide crypto-asset custody or exchange services, nor does it carry out regulated financial activities.

2. Purpose of the Website

This website provides preliminary information about a technological product in the validation phase related to a cryptoasset-backed lending solution. It does not constitute a binding offer or an operational financial product.

A simulation tool (demo) is available for informational purposes only and does not imply contractual terms, financial commitments, or investment advice.

3. Terms of Use

Accessing and using this website implies full acceptance of these terms. Users agree to use the site according to the law and good digital practices.

• Using the website for unlawful, misleading, or fraudulent purposes.
• Unauthorized modification of the source code or simulation tool.
• Attempts to access Clovr Fintech’s systems or databases without authorization.
• Infringing intellectual property, personal data, or confidentiality rights.

Clovr Fintech, S.L. may deny or withdraw access from users who violate these terms.

4. Intellectual and Industrial Property

All content on this website is the exclusive property of Clovr Fintech, S.L. or licensed third parties, including text, images, design, logos, icons, software, source code, and databases.

Any reproduction, distribution, public communication, or transformation of content without express authorization is strictly prohibited. Open-source components will be identified and governed by their respective licenses.

5. Liability

Clovr Fintech, S.L. does not guarantee the accuracy, validity, or currency of information provided by the simulation tool.

The demo is illustrative and does not constitute financial advice or a service offer.

6. Third-Party Links

This website may include links to third-party platforms. Clovr Fintech does not control or endorse their content and is not responsible for their policies or practices.

7. Personal Data Protection

Any personal data collected is processed in accordance with GDPR and applicable data protection laws, as explained in the Privacy Policy.

8. Governing Law and Jurisdiction

This Legal Notice is governed by Spanish law and applicable EU regulations.

9. Crypto-asset Risk Warning

Crypto-assets are not backed by a central bank or public authority and do not benefit from investor protection mechanisms.

They are highly volatile instruments that may suffer from liquidity issues, capital loss, and technological vulnerabilities.